Bankruptcy

Protect Your Assets and Get the “Fresh Start” You Deserve

If you are drowning in debt with no place to turn, please contact us for a no-cost, no-obligation, confidential consultation to discuss all your options and get on the road to the fresh start you deserve.

The principal purpose of the Bankruptcy Code is to grant a “fresh start” to the “honest but unfortunate debtor.”— United States Supreme Court

Perhaps you lost your job, had unexpected medical bills, or simply found that trying to make ends meet caught up to you. The United States Bankruptcy Code was designed to assist the honest but unfortunate debtor who cannot meet his or her financial obligations with a fresh start through bankruptcy.

While some people might think there is a “stigma” to filing bankruptcy, or that it is not the “right thing” to do — let us assure you that this is not the case. Many people and companies that were suffering have crawled out from overwhelming financial burdens by availing themselves of the protections of the bankruptcy code — including several Presidents of the United States. GM, Chrysler, Kmart, Greektown Casino, and the City of Detroit all successfully emerged from bankruptcy. You can too.

Not Your Typical Bankruptcy Firm

The Metro Detroit Litigation Group prides itself on a holistic approach to analyzing your financial needs before starting a bankruptcy case. Prior to filing, we meet with you, review your overall financial picture, and strategize a road back to financial health — which may or may not include a bankruptcy case.

This is an important step. Without a strategic plan, you risk losing assets you didn't think about, and/or risk having your non-filing spouse get sued over joint assets such as your house. Through our Debt Free and 720 Plan, our goal is to help you achieve a credit score of 720 or better so you can eliminate debt and save thousands of dollars in interest on mortgages, car loans, and credit cards.

While bankruptcy may seem easy, it is important to hire an experienced attorney to plan your case so you avoid the traps and pitfalls that may prevent your discharge.

Unfortunately, too many times we have met debtors who came to us too late — after going to a bankruptcy “mill” that filed a Chapter 7 without a strategic plan, including situations where people unnecessarily lost their homes or the equity in them. We then have to expend resources on a “glove save” — to the detriment of the person who could have avoided the risk and extra expense by coming to us in the first place.

Want to learn more? Read about your bankruptcy options →

Pursuant to 11 U.S.C. § 528 we are required to state that bankruptcy relief is provided in accordance with Title 11 of the United States Code. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.