Foreclosure Defense

Save Your Home

If you are facing foreclosure, don't waste a minute. Call us now for a free confidential consultation. We are ready to help.

“If I had only known about you a few years earlier, I could have saved my waterfront home.”— Jason C.

Are you facing a foreclosure — either before or after sheriff's sale? Over the past several years we have implemented strategies to help consumers save their homes from both tax and mortgage foreclosures, which may or may not include filing bankruptcy* to obtain an automatic stay or a 60-day extension of time to redeem.

In Michigan, there are very specific requirements for a mortgage company to foreclose by advertisement. Many times, in their haste, companies process foreclosures and skip some of these requirements. Our staff is trained to find mistakes in the foreclosure process and capitalize on them for the benefit of our clients.

If you speak directly to your mortgage company, they will make it seem like you don't have any options other than to lose your house or work through specific programs they happen to offer. In most cases, neither is going to be in your best interest.

How We Can Help

Although it is much easier to stop a foreclosure before the sale occurs, we have helped clients — even on the last day of their redemption period (and sometimes even afterward) — negotiate settlements that allow them or their friends or family members to repurchase foreclosed homes. In other cases, clients have received a “cash for keys” settlement that gives them time to relocate and funds for a fresh start.

Working closely with you, our team can help negotiate with your mortgage company for things such as:

• Reduced interest rates
• Reduction of total principal owed
• Forgiveness of fees
• Elimination of penalties
• Loan extension
• Time to relocate
• Cash for keys
• And much more

Foreclosures are costly to mortgage companies, and they want to avoid them whenever possible. With our help, you can not only keep your home, but set yourself up for a stronger financial future.

If you or a loved one is facing foreclosure, please call us for a no-cost, no-obligation confidential consultation.

*Pursuant to 11 U.S.C. § 528 we are required to state that bankruptcy relief is provided in accordance with Title 11 of the United States Code. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.